Estimating cash from an FHA cash-out refinance, line by line
When the estimate shows little cash
How the math works
If payoff, costs and the upfront premium use up most of the maximum loan, little cash is left. Higher value, lower costs or a smaller payoff change the result. Seeing this early helps you consider other options before applying.
Last reviewed against the primary sources listed below.
Levers
- Value.
- Closing costs.
- Current payoff.
Calculator questions
Why does my FHA cash-out show no cash?
Payoff, costs and premium may use up the maximum loan.
What can I do if there is little cash?
Check costs, or compare other options.