Estimating cash from an FHA cash-out refinance, line by line
Comparing two scenarios
How the math works
Run the calculator twice: once with your expected numbers and once with a cautious set, such as a lower value or higher costs. Write down the total loan and estimated cash from each run. The gap shows how sensitive your plan is and whether it still works if the appraisal or costs surprise you.
Last reviewed against the primary sources listed below.
Scenario checklist
- Expected value and costs.
- Lower value.
- Higher closing costs.
- Both together.
Calculator questions
Why run more than one estimate?
To see whether your plan still works if the value or costs change.
Which input matters most?
Usually the appraised value, because it sets the maximum loan.